
Mini Baccarat is a smaller and faster online version of the traditional Baccarat game with the same rules. The game is based on two hands: the Banker Hand and the Player Hand, and you bet on which one will beat the other. You can also bet on a tie between two hands.
Mini Baccarat Rules
To start a round, select a chip and place it on the
PLAYER or
BANKER, whichever you bet on. Click
DEAL to have the cards dealt or CLEAR to change your bet.
Now the dealer deals two face-up cards to the right that make the Player hand and another two face-up cards to the left that make the Banker hand.
Hands Value
The hands value totaled are compared, and depending on the totals, the Player hand may get a third card.

The number cards from 2 to 9 count as their face value, 10 to K count as zero, and Ace counts as 1. The hand is scored using the right digit of the total of the cards, so the score is always between 0 and 9.
For example if the hand is 4 and 9, the total is 13, and the score is 3.
A third card may or may not be dealt to the player and/or the dealer depending on the following rules:
- If the Player or Banker total at 8 or 9 they have to stand. This rule takes precedence over all other rules.
- If the Player hand is 5 or less it gets a third card.
- If the Player hand is 6 or 7 it stands, and if the Banker is 5 or less it gets a card.
The following chart shows what the Banker hand does in case the Player hand got a third card. S = Stand and H = Hit:
Banker's Score | Player's Third Card |
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
| 7 | S | S | S | S | S | S | S | S | S | S |
| 6 | S | S | S | S | S | S | H | H | S | S |
| 5 | S | S | S | S | H | H | H | H | S | S |
| 4 | S | S | H | H | H | H | H | H | S | S |
| 3 | H | H | H | H | H | H | H | H | S | H |
| 2 | H | H | H | H | H | H | H | H | H | H |
| 1 | H | H | H | H | H | H | H | H | H | H |
| 0 | H | H | H | H | H | H | H | H | H | H |
The Player and Banker final scores are compared, and the higher hand wins.
Payoffs
A winning bet on the Player hand pay 1 to 1
A winning bet on the Banker hand pay 1 to 1 minus 5% vig.
Winning Tie bets pay 8 to 1
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